The Field of Possibilities

There is a legend about a man who dreamed of himself standing in a field with no boundaries. He asked an approaching stranger, “What is this field called?” He was answered, ‘Why, it’s the field of possibilities, so called because it is possible for all things to grow in it. There is no evil so terrible, no good so great that cannot be grown here; no sorrow so cruel, no joy so entrancing that cannot be harvested from this field; no poverty so overwhelming, no riches so grand but have been garnered here.” Looking around him, the man saw men and women. Some were burdened by great sorrows and troubles; others were free and joyous. Some suffered from dreadful pain; others were radiant with health. The man asked, “Why is it that some gather good from this field, and others evil?” The reply was: “Each reaps according to the seed he has planted. Each seed yields a harvest after its own kind. This field, called the field of possibilities, is also called the field of life.”

 

 

Truth about the bailout.

I received “AIG bailout Solution” email about a week ago, and after reviewing it, realized that the math was completely off.  They claim that if you split $85 billion between the 200 million or so adults in the US that each would receive $425,000. The math is simply wrong and that number is in fact $425.

Here’s the scary part…

The day before receiving this email I had a discussion with my brother; he used the same number ($425,000) when talking about the $700 billion bailout. He apparently heard it on the radio along with thousands of other people. I tried to explain that the math was wrong but I myself didn’t pick up a calculator to figure it out.

So you have to ask yourself…

Are we all that ignorant or gullible that we don’t even pick up a calculator?

(Ask any 7^th grader this question. If you have 200 million people and gave each $1,000, how much money would you have spent? The answer is $200 billion dollars which is far more than the $85 billion we are discussing!)

Was this email sent as propaganda or was it an honest mistake?

(Propaganda – information, ideas, or rumors deliberately spread widely to help or harm a person, group, movement, institution, nation, etc.)

Making mistakes is ok as long as you are willing to make them right. Obviously this information has been spread throughout the internet (Google – AIG bailout Solution) and also in the media and there are people out there that are looking at this issue through the eyes of misinformation.

Since this email was created our government passed a $700 billion dollar bailout (which doesn’t include the $600 billion pumped into the economy on Sept 29^th ) to help the banks recover for their own greed and I think it is important that everyone should understand what impact it will have on them and their loved ones. This information is based on facts and can be verified by literature created by the Federal Reserve itself. To understand this further I Highly recommend you watch the first section of the online movie “Zeitgeist – Addendum”.

(See – Modern Money Mechanics written by the Federal Reserve Bank of Chicago)

Money is created out of debt. When the government needs $700 billion dollars they create treasury bonds which they exchange with the Federal Reserve for the new money. This money must be paid back with interest and with a little research you will realize that this is why the IRS was created and you pay taxes. This also doesn’t take into account inflation which is essentially is a hidden tax but I’ll get back to that later. 

(See – Freedom to Fascism)

Creating new money to bailout ailing companies and banks is like the following scenario:

A college student who doesn’t have a source of income was extended three credit cards. After splurging on new cloths, a flat screen TV and beer for everyone, he is thousands of dollars in debt. Unable to make the monthly payments he applies for and receives another credit card just to pay the monthly minimums on his first three cards. As you can see from this example the problem of spending and making poor decisions were never addressed. He will pay for these debt in the future or find himself in financial ruin. If the trend continues it may be future generations that will suffer because of his poor money management.

Although this example is very basic it is by no means the extent of our problems because it doesn’t take into account the magic of our monetary system.  Money in the system can be expanded and contracted at the Federal Reserves discretion. I will leave it up to you to watch “Zeitgeist – Addendum” and research Modern Money Mechanics written by the Federal Reserve Bank of Chicago so that you have a better understanding but in a nut shell the $1.3 Trillion created last week could potentially become over $10 trillion in new money.

Here is where inflation “effect” (not actual inflation) comes in because of a weakened dollar (dilution). Unless we are able to produce more in the way of goods and services which is highly unlikely considering the current job market and business closures, you will find yourself paying a whole lot more for the things you need to survive. We are about to see a financial disaster unlike any ever experienced and unless we look at the current money system and make the needed change to get our economy back in line.

So what is money, really?

In general we can say that money is debt; however the most fitting definition for money that I could find is this.

Definition – A tool to facilitate the exchange of goods and services and which is backed solely by the user’s confidence.

For a long time, I gave very little thought to what money truly was. I don’t think I was different than most people. I just assumed that everything was alright, and our government had its citizens’ best interest in mind. I see things clearer now, and I hope that this blog will open some of your minds up to the true concept of money.

So what is money, really? Money is a tangible representation of your energy (labor). Think about that for a moment.

Before paper money was invented, people utilized the bartering system. If I had a bushel of corn and needed a beaver pelt, I could trade for it. The bushel of corn represented a hard day’s work in the field, while the beaver pelt represented a hard day’s work hunting. I exchanged my energy (labor) for yours. To put this in perspective; the average worker at Wal-Mart makes somewhere in the neighborhood of $8 an hour, which equates to just over $16,000 per year. What could this person trade their money for other than their own poverty? How have people been so devalued that they will work 40 hours a week and still be well below the poverty line.

Money is the same as the old bartering system with one major difference. The financially elite and our government have found better ways to extract our energies (labor) and devalue it’s worth. It’s not a coincidence that the Federal Reserve was created and that the IRS followed soon after.  Both of these agencies were created to extract energy (labor) from the American people. Most people don’t know this, but most of the money we pay in taxes goes back to paying interest on money created (magically) through the Federal Reserve, a private banking cartel. This is the huge number that we call the national debt. If you watched “stop paying full price and learn the secrets becoming debt-free in 5 to 15 years” video you would learned that the average American will work six to eight months just paying off interest on their home and taxes to Uncle Sam.

Before fiat money, the only thing that would prevent you from having everything you needed was laziness or an act of God. Now, it doesn’t matter how much you make, because the majority of your money is being paid to someone else. If you haven’t seen it I suggest you watch “Money is Debt” and “Fiat Empire”. For those of you who would like to understand the more technical aspects of the money system, you can download “Modern Money Mechanics” which was written by the Federal Reserve branch in Chicago. You’ll find it on the right side of this blog.

If you want to find out how to keep more money in your pocket, take a few moments and visit www.managemyinterest.com

Tell us what you think. Leave a comment.

Money saving links

I’ve just updated the links on the website. You will find them under “links” on the right side of the page. Over time we will be doing tutorial on each of them so be patient. If you can’t wait check them out for yourself.

 www.managemyinterest.com

 Avoid paying unnecessary interest charges.

Manage My Interest will show you how to receive a 20% to 30% return on investment by investing in yourself. This is done by avoiding unnecessary interest charges and eliminating unnecessary debt. It is also the tool we use to help you become debt free in 5 to 15 years.

www.runsamrun.com

 All the news you need.

Perfect place to get the news that matters most. You’ll find everything you need all in one place.

www.getinformeduniversity.com  

Join the book club, which will be a part of history.

This is a social networking/book club that follows J. Davis’s run to becoming the most published author in the world. His works cover a broad spectrum of topics, and his writing style makes even the most technical subjects entertaining. By reading all of his books, you can score 140 or better on an IQ test and become a certifiable genius. The website is free; however, it does offer additional benefits to our paid members. Come show your support.

www.goalzerodebt.com

Manage my interest blog.

This is a central hub for all of our web content. It includes blogs, free downloads, links, polls, interesting videos and much more. Check back often and feel free to share with a friend.

http://stores.lulu.com/getinformed

Our bookstore

This is the bookstore for getinformeduniversity.com. You’ll find all the latest books which are available in both printed and electronic versions. Prices vary and some downloads are FREE.

www.youtube.com/ManageMyInterest

Our “YouTube” channel.

This is where you can find all our latest videos. They include a wide array of topics. Our focus is helping people get the most out of their lives, with a concentration on saving money. Feel free to leave comments about the videos and share them with others. We are always trying to improve and find new ways to touch people’s lives.

www.buyfromyourself.com

A website to help you save money, both online and off

This website includes promotional codes for online retailers, cash back on online purchases, grocery coupons and additional discounts at brick-and-mortar stores and services. This is the best website we’ve found to save you money.

www.fatwallet.com

Get cash back on online purchases

This is a free website, which gives you promotional and coupon codes for online retailers.  In addition, it also provides cash back to save you even more money.

www.retailmenot.com

Find coupons and promotional codes at over 15,000 online retailers

This free website will give you coupons and promotional codes to over 15,000 online retailers. It also allows users to rate coupons, so you know which ones work and which ones don’t.

www.woot.com

Only one item each day at a price, you cannot beat

This is a unique website that sells only one tech item each day. If you’re a techie looking for the latest gadgets and want to save money, you’ve found the place.

www.mint.com

Free online software to help you balance your budget

This is free online software to help you create a budget. It is connected to over 5000 US banks and credit unions, credit cards, brokerages and mutual fund companies to keep your transactions and account balances automatically up-to-date. It even auto balances your checkbook and auto categorizes your transactions. This is a great service for managing your money.

www.annualcreditreport.com

View your credit report annually, absolutely free.

Credit has integrated itself into many aspects of our lives. Whether it’s finding a job, or getting car insurance or financing, purchasing your credit report plays a role. This website will give you a free credit report from the three major bureaus to ensure accuracy and to fight identity theft.

www.quizzle.com

How do your finances rate? Find out here, free.

Quizzle is a unique website powered by Quicken Loans that allows you to find out how your finances rate. It looks at your overall financial picture and gives you a score based on your credit, home value, mortgage, budget and more. It also allows you to get a report from one credit bureau every six months.

www.frucall.com

Find a product in the store and wonder if you can get it cheaper online? This free service is a phone call away.

Have you ever gone to a store and were about to purchase a high ticket item and wondered if you could find it cheaper elsewhere? Frucall is a free service which allows you to call an 800 number and type in a bar code. If they find it cheaper, you can purchase it over the phone, or bookmark it and purchase it later.

www.jellyfish.com

A new spin for online auctions

Jellyfish auctions new products and drops the price for every second that ticks off the clock. The price of the item continues to drop until the product sells out. So ask yourself, “How much are you really willing to pay ?”

www.cellfire.com

Coupons sent to your cell phone

Cellfire allows you to choose coupons, which can be used at brick-and-mortar stores and services. These coupons are unique in the fact that you can download them right to your cell phone and present them when you’re ready.

www.shnoop.com

Only one item each day at a price, you cannot beat.

Shnoop.com is a unique website that sells only one tech item each day. If you’re a techie looking for the latest gadgets and want to save money, you’ve found the place.

www.yapta.com

Pay the lowest price on airline tickets.

You paid $450 on your airline ticket, but the person sitting next to you paid only $325. Wouldn’t it by nice to get your money back and pay what they pay? Now you can with yapta.

www.swapagift.com

Ever get a gift card and wish you got cash?

Swapagift allows you to exchange unused gift cards for cash. In a time where money is hard to come by, maybe exchanging that $50 Target gift card for $35 cash to put gas in your car makes sense.

www.gazelle.com

Sell or recycle unwanted technology items

You know that gadget that’s been lying around collecting dusk. Gazelle.com will allow you to sell or recycle it which helps your pocket book and the environment.

www.rentometer.com

Looking to rent a home or want to make sure you’re not paying too much?

Rentometer uses user feedback to give you the average rent in a specific area. It also shows you the lowest and highest rent.

www.mychecksfree.com

Free online bill pay service

Is it hard to keep up with your bills? Did you know that if you’re late just once on a credit card payment that they can raise your rate to 20% or even 30%? This site will help you stay organized and avoid fees.

www.gasbuddy.com

Find the cheapest gas prices in town

Although I don’t advocate driving 2 miles out of your way to find gas for 2 cents cheaper, you can plan your fill up around your daily driving. Gas buddy will show you the cheapest places to get gas in your local area.

www.priceprotectr.com

A free site which will alert you if the price goes down on an item you’ve purchased, from one of 130 retailers that offer a price match guarantee.

Ever wonder if you got the best price for that item you just purchased on sale. Price Protectr will send you an e-mail letting you know if the price has gone down. It also tells you how you can receive the price difference. This is especially helpful on high ticket items such as computers, appliances, TVs and stereos.

www.switchplanet.com

Switch your DVDs, CDs, games and books for the ones you want, free of charge.

Switch planet is a free website which allows you to switch your DVDs, CDs, games and books with other members in exchange for switchbucs. These can be used to purchase items that you want from other members. The service is free and guaranteed by switchplanet.com.

www.kiva.org

Empower entrepreneurs in Third World countries

Kiva is a website that allows you to loan money to entrepreneurs in developing countries. As their business ventures succeed, you receive your money back. Loans start as low as $25 and can make a huge difference in somebody’s life.

www.bargainist.com

Find bargains online

The bargain is this website that provides you with hot deals throughout the Internet. They include a lot of coupon codes and promotion codes, like we discussed, with websites. This is just another resource to save you money online.

www.complaints.com

Get it off your chest

Complaints.com is a website where you can share your experiences and frustrations. Also, you have the ability to view what others thought about a particular product or service.

www.epinions.com

Get product ratings and feedback

Epinions.com allows you to search products and get feedback on how they rate. I always use this website when making large purchases.

www.ipl.org

Free online public Library

IPL.org is the Internet’s largest online public Library. Whether you’re looking to do some research or would like to save money on books IPL.org is a great resource.

www.gutenberg.org

Free e-books and audio books

The Gutenberg Project is an online resource of free e-books and audio books from all across the world. These books are copyright free, and they use volunteers to help extend content. If you’re looking for a great book, or would like to help, please visit this website.

www.thefind.com

Find what you’re shopping for

The Find is an online website which will search multiple retailers to find a product you need, at the best price.

www.buzzillions.com

Unbiased product reviews

Buzzillions users will give you unbiased product reviews on millions of products they purchase. Make sure you’re getting what you pay for by searching the site first.

www.farecast.com

Wondering how much that airline ticket would cost in the future?

Farecast is a Microsoft website, which predicts future costs of airline tickets.

www.angieslist.com

Tired of getting crappy service

Angie’s list is a website that rates service providers, such as roofers, plumbers, landscapers, doctors, and dentists. They do this using feedback from people who’ve actually used the service. There’s nothing worse than not getting what you pay for.

www.trulia.com

Get the upper hand when purchasing a new home

If you’re looking for the inside scoop on a new home that you are about to purchase, Trulia can help. It allows you to search stats, trends and get advice on homes and neighborhoods.

www.memotome.com

Have you ever forgotten something?

Memo to me is a free service, which will send you reminders of important dates and events that you schedule.

www.rememberthemilk.com

Free online time and task management system.

Remember the milk will help you manage your time and tasks throughout the day. The service is free and easy use.

www.restaurant.com

Do you enjoy eating out?

Restaurant.com is a website that provides you gift certificates at a variety of local restaurants. $25 gift certificates go for $10 and I’m going to let you in on a secret. Many times you can find promotional codes for up to 80% of that price. That means you can get a $25 gift certificate for $2.

www.zoho.com

Free office suite.

Zoho is quickly becoming the best online resource for free office suites. It also includes additional tool for businesses and productivity.

www.esnips.com

Share up to 5GB of files free.

Every wish you could share files with someone else or access large file remotely. Now you can with esnips. You can upload up to 5GB which can be shared with a group or the world.

www.jott.com

Free service that converts your voice to email, blogs, text and reminders via your phone.

Need to send an email and can get to a computer. Now you can just Jott it. Jott gives you a toll free number to call and will convert speech in to many different useful formats such as email, text, blogs, and reminders.

Tell us what you think. Leave a comment.

Is procrastination costing you money?

I recently got married and had been putting off switching my car insurance. I know I’d been paying too much over the last couple years, but I really hated dealing with those types of things. The bill for my next six months came due so I finally decided to shop around.  My new wife and I decided to get insurance together to take advantage of the multiple car discounts, and the fact that we were married. The end result, we saved over $900 per year, and literally cut our insurance bill in half. I could have switch my insurance, long before I did and save hundreds of dollars year yet laziness and procrastination prevented me from doing so. Don’t fall into the same trap. If you feel your car insurance is a little high, shop around. With the Internet it takes only a few clicks and a few moments your time.

Tell us what you think. Leave a comment.

Save $2,000 a year!

Coupons are a simple way to save $100-$200 per month. When I first started using them, I was young and living on my own; it was more out of necessity than anything else. Sure I could have paid full price for the groceries, but it would’ve left me little else for the things that I enjoyed. I was fortunate to have that experience, because it gave me insight that has saved me tens of thousands of dollars over the last eight years. I want to give you an example of what I mean. I went to the grocery store today, but before leaving, I took a few moments to look at the grocer’s website and made a list of the things I needed. Then I searched my local paper and www.buyfromyourself.com, for coupons that corresponded with those items. I think it’s appropriate to say one thing, spending money on things that you don’t need is not saving you money. I’ve seen many websites out there make outrageous claims about how much you can save with coupons, but they focus on the savings and not the items that are being purchased; many of which would never be used. One thing I do focus on is “buy one, get one free.”  You can use multiple coupons or money, off a purchase of two. I typically shop once a week to maximize savings.  So here’s a breakdown of what I purchased:

2 – Sara Lee Strawberry Cheesecake
2 – Mini Egg Rolls
1 – Mrs. T. Pierogies
1 – Pledge
1 – Pledge Duster Starter Kit
2 – Oral-B Cross Action, Electric Toothbrush
1 – Nature’s Own Bread
2 – Flaxseed Cookies
2 – Natural Temptation, Cat Treats
1 – Schick Women’s Extreme Comfort Razors
2 – Tennessee Pride, Mild Sausage
2 – Organic Milk

The total for everything before savings was $92.79.

Vendor coupons – $34.52
Store coupon – $1
Advertise Special Savings – $10.98
Advantage Buy Savings – $2.68

Total savings – $49.18

Total out-of-pocket – $43.61

I typically spend $80-$90 per week in groceries, of which I save $30-$50 per week using coupons and shopping for “buy one, get one free.” This savings adds up to $1,500-$2,500 per year. This could be the difference between having to get a second job, or having to sacrifice on the things that truly make you happy. If you don’t necessarily need to save, think of it this way. It uses money to invest in debts you already have. Most people will realize between 20% and 30% return on investment and no risk. When was the last time your stockbroker offered you that? To learn more on how you can save money and become debt free, canceling out unnecessary interest, visit www.managemyinterest.com

Tell us what you think. Leave a comment.

Time for change!

In this information age it’s amazing how very little the average American knows about business and finance. I guess we’re all to busy watching American Idol and TMZ. We’re so caught up in everyone else’s life! For those that wish to control you, things couldn’t be better. We’re slaves to multinational corporations, big government and an inefficient monetary system lead by the banking cartels! A few years ago I would have pointed the finger and said that they were in the wrong but I see things differently now. The only power they have over us is the power we give them. Who’s worse the drug dealer or the drug addict? One would not exist without the other. We lay down at the feet of our nations elite hoping for the scraps from there table. Waiting for the government to raise minimum wage so our employer can give us a few extra pennies per hour, only to find it’s eaten up by out of control inflation. I’m done eating scraps and if your reading this you probably feel the same way. Our power is in our numbers and together we can create an environment were our goal isn’t simply to survive. The first step is to stop excepting the world as the media and big business presents it.  They have one purpose and that is to sell you stuff you probably don’t need. Step two is to do the research and put into practice the techniques found in this blog, our video’s and websites. Last but certainly not least, teach other’s to do the same. So what are you waiting for, the world isn’t going to fix itself.

Tell us what you think. Leave a comment.